Terms of Service

2.1 Account Creation

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information
• Maintain the security of your password
• Accept all responsibility for all activity under your account
• Notify us immediately of any unauthorized access

2.2 Age Requirements

You must be at least 13 years old to use this Service. Users under 18 must have parental consent.

2.3 Account Responsibilities

You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account.

3.1 Permitted Use

You may use our Service for lawful purposes only. You agree not to use the Service:

• For any unlawful purpose or to solicit others to commit unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information

3.2 Virtual Trading Environment

Our platform provides a simulated trading environment using virtual currency. All trades are for educational purposes only and do not involve real money or securities.

3.3 Market Data

We provide real-time and historical market data for educational purposes. This data is provided "as is" and we make no guarantees about its accuracy or completeness.

4.1 Content Purpose

All educational content is provided for informational and educational purposes only. It is not intended as investment advice or recommendations.

4.2 No Financial Advice

We are not a registered investment advisor. Our content does not constitute financial, investment, or trading advice. Always consult with qualified professionals before making financial decisions.

4.3 Intellectual Property

All content, features, and functionality of the Service are owned by InvestEd Sim and are protected by international copyright, trademark, and other intellectual property laws.

5.1 Simulation Environment

All trading activities on our platform are simulated and use virtual currency. No real money or securities are involved in any transactions.

5.2 Performance Tracking

We track and display your virtual portfolio performance for educational purposes. Past performance in simulation does not guarantee future results in real trading.

5.3 Risk Disclosure

Real trading involves substantial risk of loss. Our simulation cannot fully replicate the psychological and financial pressures of real trading.

6.1 Data Collection

We collect and process personal data as described in our Privacy Policy. By using our Service, you consent to such processing.

6.2 Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

6.3 Third-Party Services

Our Service may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third parties.

7.1 Subscription Plans

We offer various subscription plans with different features and pricing. All fees are clearly displayed before purchase.

7.2 Payment Processing

Payments are processed through secure third-party payment processors. We do not store your payment information on our servers.

7.3 Refunds

Refunds are handled according to our refund policy. Generally, we offer a 30-day money-back guarantee for annual subscriptions.

8.1 Termination by User

You may terminate your account at any time by contacting our support team or using the account settings in your dashboard.

8.2 Termination by Us

We may terminate or suspend your account immediately if you breach these Terms or engage in activities that may harm our Service or other users.

8.3 Effect of Termination

Upon termination, your right to use the Service will cease immediately. We may retain certain information as required by law or for legitimate business purposes.

9.1 Service Availability

We strive to maintain 99.9% uptime but cannot guarantee uninterrupted service. We may perform maintenance or updates that temporarily affect availability.

9.2 Limitation of Liability

In no event shall InvestEd Sim be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Service.

9.3 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.